Why auto glass has a distinct exposure
Auto glass replacement and repair is nearly all work on the customer’s vehicle (garagekeepers), and much of it happens mobile or on-site at the customer’s home or workplace — which extends your operations beyond the shop walls. Improper installation can also lead to leaks, wind noise, or ADAS calibration issues on modern vehicles, a growing completed-operations concern.
Coverage that matters for glass shops
Garage liability including off-premises operations, garagekeepers for customer vehicles, property for your shop and mobile equipment, and workers’ comp. Coverage is general in nature and governed solely by the terms of the issued policy.