Home › Operations
Operations We Cover
Appetite

Operations We Cover

Brakes to body work, welding to window tint — the service and repair operations that fit our garage program.

Operations we cover

Garage insurance isn’t one-size-fits-all — a brake shop, a paint booth, and a welding operation each run different risks. Below are the service and repair operations that fit our appetite. Eligibility varies by state and is confirmed at quote; coverage is governed solely by the terms of the issued policy.

Don’t see your operation?

This list covers the most common service and repair operations, but it isn’t exhaustive. If your shop does something not listed here, start a quote or contact us — we write across multiple markets and can often find a home for it.

How coverage attaches to your operations

Whatever you do in the bay, the core lines are the same: garage liability for injury and property damage from your work, garagekeepers for customers’ vehicles in your care, property for your building and gear, and workers’ comp for your crew. See the full coverage lineup.

Common questions

Auto repair coverage, answered.

Does GarageIns cover my type of shop?
We cover a wide range of service and repair operations — from general maintenance, brakes, and oil & lube to body work, paint, welding, transmission, tint, and more. Eligibility varies by state and is confirmed at quote.
What if my operation isn’t on the list?
The list isn’t exhaustive. We write across multiple markets, so contact us or start a quote and we’ll see if your operation fits our appetite.
Keep reading

Related coverage

Ready to quote your shop?

Coverage spec’d for auto repair shops. Tell us about your bays, headcount, and the work you do.

Get a quote