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Window Tinting Shop Insurance
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Window Tinting Shop Insurance

Window tint shops work on customers’ vehicles constantly, which puts garagekeepers coverage front and center. Here’s what tint shop insurance covers.

Why tinting is a customer-vehicle exposure

Window tinting is almost entirely work performed on the customer’s vehicle, which puts garagekeepers coverage at the center: damage to glass, trim, defrost lines, or electronics during installation is a care, custody & control exposure. There’s also a workmanship angle — bubbling, peeling, or a film that violates state VLT limits can generate redo costs and complaints.

Coverage that matters for tint shops

Garagekeepers for vehicles in your care, garage liability for operations, property for your space and supplies, and workers’ comp. Coverage is general in nature and governed solely by the terms of the issued policy.

Common questions

Auto repair coverage, answered.

If I scratch glass or trim during a tint, is that covered?
Damage to a customer’s vehicle in your care is a garagekeepers matter, which generally applies where the shop is legally liable, subject to the policy terms.
Does tinting need different coverage than a repair shop?
The core lines are similar, but the garagekeepers exposure is proportionally larger because nearly all work is on the customer’s vehicle.
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Related coverage

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Coverage spec’d for auto repair shops. Tell us about your bays, headcount, and the work you do.

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